Margin loans can only go up to 50% of the value of the stocks - we are able to go to 80%.

Margin loans are not allowed to lend on stocks valued at less than $10.00 per share - we offer the loan on any price share.

Margin loans rates are typically 5 - 8% ARM's - We are between 2.5 - 4.5% fixed rate.

Margin loans are FULL-recourse - ours are NON-recourse with NO personal liability.

The "call" on margin loans is set at 80% of the stock value and they have one day to cure – our "call" is set at 80% of the loan amount (approximately 60% of the stock value) and we offer 5 days to cure and since ours are non-recourse loans if the borrower cannot cure the loan default they can simply walk away.

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